Funding FAQs — Everything You Need to Know
Get clear answers about challenges, rules, payouts, and more.
General
A prop firm challenge is a test of trading skills where you prove your ability to manage risk and hit profit targets. Passing earns you access to a funded trading account, letting you trade our capital instead of your own. This eliminates the need for large personal investments while allowing skilled traders to access professional capital and earn substantial profits from their expertise.
Anyone over 18 with internet access can apply for our funding programs. There are no restrictions by profession, education, or trading experience level. However, some countries may be restricted due to local financial regulations. We welcome traders from all backgrounds who demonstrate the skill and discipline required for professional trading.
We focus on transparency and fairness: on-chain payouts, clear rules, and no hidden restrictions. Unlike other firms with unclear policies or unverifiable claims, we provide blockchain-verified transactions, real-time tracking, and openly published rules with no gray areas.
We don’t offer trials, but you can start with a smaller account size for lower cost before scaling up. This allows you to test our platform, experience our evaluation process, and build confidence with minimal investment. Once you’re comfortable, you can upgrade to larger account sizes for higher profit potential.
Rules
The daily loss limit depends on the product: 4% per day for One-Step Challenges, 5% per day for Two-Step Challenges, and 3% per day for Instant Funded Accounts — resetting daily, with any breach closing the account.
The overall (maximum) drawdown depends on the product. For the One-Step Challenge, the limit is 7% of the starting balance. For the Two-Step Challenge, the limit is 10% of the starting balance. For Instant Funded Accounts, the limit is 6% of the starting balance.
You cannot earn more than 60% of your total profit in a single day — but this rule only applies to 1-Phase and 2-Phase (Step 2) accounts. It’s designed to prove that you can generate profits through disciplined trading rather than relying on a single lucky trade. This ensures sustainable trading practices and shows that your results aren’t based on excessive risk-taking or market gambling.
For Instant Funding accounts, the consistency rule is 15%.
A minimum of 3 active trading days is required for all challenges. There’s no maximum time limit, allowing you to trade at your own pace. An active day means you opened at least one position. This requirement ensures you demonstrate consistent trading activity rather than hitting targets through a single large trade.
Yes, if you select the Weekend Trading add-on. Otherwise, all positions must be closed by market close Friday. The weekend trading option allows you to hold positions through market gaps and take advantage of longer-term opportunities. Without this add-on, holding trades over weekends will result in automatic closure.
Payouts
Withdrawal requests can take up to 21 business days to process.If your request is still within this time, please allow more time. You’ll get an email as soon as your withdrawal is complete.
Traders keep 80% by default of all profits generated. This competitive split rewards successful trading while covering our capital and operational costs. The remaining 20% goes to TradeXMastery for providing the capital, platform, and support services that enable your trading success.
Yes — you can increase your share to 90% via the Higher Profit Share add-on. This premium option is available during registration and applies to all future payouts on that account. The higher split maximizes your earning potential and rewards consistent profitable trading performance.
Each payout is logged to the blockchain with a TXID, making it publicly verifiable. This transparent system allows you to independently confirm every payment through blockchain explorers. No other prop firm offers this level of payout verification and transparency to their funded traders.
Payments & Fees
Prices vary by account size and type. For example, a $50k One-Step is priced differently than a $50k Instant funded account. All pricing is transparent and displayed before purchase. Larger account sizes have higher fees but offer greater profit potential. Check our pricing page for current rates and special offers.
Entry fees are non-refundable for all accounts, but there are some differences depending on the type:
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For 2-Phase accounts, the fee is non-refundable during the evaluation, but once you pass and reach the funded stage, the fee is refunded.
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For 1-Phase and Instant Funding accounts, the fee remains non-refundable even after you’re funded.
All costs are transparent before purchase, ensuring fairness and covering the resources allocated to your evaluation process.
We currently accept USDC, USDT, BTC, ETH, SOL, BNB, MATIC, AVAX, DOT and TRX. Cryptocurrency payments are processed instantly. All payment methods are secure and encrypted. We als accept credit cards (VISA, MASTERCARD, AMEX).
Yes — $100 minimum withdrawal threshold. Once reached, your payout is included in the next cycle. This threshold ensures efficient processing while minimizing transaction fees. Smaller amounts accumulate until you reach the minimum, then are automatically included in your next scheduled payout.
Affiliates
Affiliates earn 15% commission on every referral purchase. This includes initial challenges, add-ons, and account upgrades. Our cookie-based tracking system ensures you get credit for referrals up to 30 days after their first click. Commissions are calculated on net purchase amounts after any refunds.
Yes, commissions apply to repeat challenges, upgrades, and add-ons from your referred traders. This creates ongoing earning potential as successful traders often purchase additional challenges or upgrade to larger account sizes. Your earning potential grows with your referrals’ success and continued engagement.
Affiliate payments are processed weekly, via BTC. Payments are sent every Monday for the previous week’s earnings. There’s a $100 minimum payout threshold to ensure efficient processing. All payments include detailed breakdowns of which referrals generated the commissions.
A real-time affiliate dashboard shows referrals, earnings, and payment history. You can track clicks, conversions, commission amounts, and payout status in real-time. The dashboard also provides performance analytics and promotional materials to help maximize your referral success rate.
Challenge Comparisons
One-Step = fast but strict (lower profit target, tighter drawdowns). Two-Step = balanced (10% then 5% targets, more forgiving drawdown). One-Step challenges require only 5% profit target but have stricter rules. Two-Step challenges have higher initial targets but more flexible risk management rules and longer evaluation periods.
Instant skips the evaluation completely. Instead of proving yourself through a challenge, you pay a higher fee and receive a funded account immediately under the same trading rules. This option is best for traders who want to avoid the evaluation phase and start trading a funded account right away — higher cost, but instant access.
Beginners → One-Step for simplicity and lower cost. Consistent traders → Two-Step for balanced requirements. Confident, advanced traders → Instant for immediate funding. Consider your experience level, risk tolerance, and budget when choosing. You can try different challenge types as you gain experience.
Technical & Platforms
We exclusively support TradeLocker, a modern and intuitive trading platform built for today’s prop traders. TradeLocker provides all the essential tools for charting, analysis, fast execution, and risk management. By focusing on a single platform, we ensure consistent performance, transparent trading conditions, and full access to our instrument range.
You can trade Forex, indices, metals, and crypto. Our instrument selection includes major and minor currency pairs, stock indices from global markets, precious metals like gold and silver, and popular cryptocurrencies. All instruments have competitive spreads and professional execution quality.
No. TradeXMastery does not allow copy trading or the use of Expert Advisors (EAs). All trades must be placed manually to ensure fair use and genuine trading performance.
Support
Email at support@tradexmastery.com. Our support team is available to help with technical issues, account questions, and trading inquiries. Average response time is under 2 hours via email.
Check our trader dashboard, Telegram group, and email updates for the latest news. Important announcements about rule changes, new features, and market conditions are posted across all channels. Enable notifications to stay informed about updates that might affect your trading activities.
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